Net-billing vs Net-metering — What Changed for Prosumers
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    Subsidies & FinancingFebruary 20, 202613 min

    Net-billing vs Net-metering — What Changed for Prosumers

    Comparison of prosumer billing systems. How to calculate PV profitability in 2026?

    Evolution of Prosumer Billing in Poland

    Poland underwent a fundamental change in prosumer billing. From generous net-metering (1:0.8/0.7 ratio), through net-billing with RCE pricing, to the current dynamic settlement system.

    Net-metering (until March 2022) — How It Worked

    The discount system was simple: prosumers fed surplus to the grid and could retrieve 80% (or 70% for larger systems) within a 12-month cycle. The grid acted as a virtual battery.

    Net-billing (from April 2022) — Current System

    Net-billing changed the rules: surplus is sold at market price (RCE), energy is purchased at retail price (significantly higher).

    ParameterNet-meteringNet-billing
    Surplus return1 kWh → 0.8 kWh back1 kWh → RCE value
    Sale/purchase ratio1 : 0.81 : 0.35-0.55
    Distribution feeNOYES

    Impact on Profitability

    For an 8 kWp installation, 5,000 kWh/year consumption:

    MetricNet-meteringNet-billing (no storage)Net-billing (10 kWh storage)
    Self-consumptionN/A (0.8 return)30-35%70-80%
    Annual savings€980€650€930
    ROI (with subsidy)4 years6.5 years6 years

    Strategy for Prosumers in 2026

    Key is maximizing self-consumption: battery storage (30% → 70-80%), load shifting (run appliances 10:00-15:00), heat pump instead of gas, HEMS for automatic optimization.

    Is Net-billing Worth It?

    YES, but requires different approach: properly sized installation, battery storage almost essential, heat pump + PV + storage = best combination. Well-designed system saves €800-€1,280/year.

    FNC Poland designs installations optimized for net-billing — considering consumption profile, tariff, and available subsidies.

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